SPRINGFIELD, Ill. – To ensure family members receive the life insurance benefits they are owed after a loved one passes away, state Rep. Melissa Conyears, Ervin, D-Chicago, sponsored legislation mandating insurance companies make a good faith effort to locate and pay beneficiaries of life insurance policies.

“When a loved one arranges for a family member to be taken care of through a life insurance policy, there should never be any doubt that an insurance company will follow through to locate and pay beneficiaries,” Conyears-Ervin said. “That is why I am fighting to ensure insurance companies make a good faith effort to pay beneficiaries who may not have known a plan exists.”

Currently, if a beneficiary of a life insurance plan did not know they were a beneficiary, then that policy may never have been paid to them. The Illinois Treasurer’s office has identified $550 million in unpaid death benefits in Illinois since 2011. Conyears-Ervin is working to ensure family members and other beneficiaries receive the money they are owed by sponsoring House Bill 302, a measure which would require life insurance companies to compare their policy holders’ social security numbers to the social security death list.

“It is unacceptable that insurance companies have not paid the beneficiaries of these life insurance policies that are rightfully owed to a deceased person’s family members,” Conyears-Ervin said. “As state representative, I’m going to continue to watch out for problems like this and advocate for solutions in Springfield.”

State Rep. Melissa Conyears-Ervin is the state representative for Illinois’ 10th district. Her office can be reached at by phone at 773-417-1020 or by email at Rep@ConyearsErvin.com.

Rep Melissa Conyears-ErvinRep Melissa Conyears-Ervin

(D-Chicago)
10th District

Springfield Office:
252-W Stratton Office Building
Springfield, IL   62706
(217) 782-8077
(217) 524-0448 FAX

District Office:
115 N. Damen Avenue
Chicago, IL  60612
(773) 417-1020
(773) 417-1040 FAX